I recently heard someone say “don’t measure success or failure by the outcome but by the wisdom of your decision that led to that outcome.” Said another way: we can not control the outcome, but we CAN make wise decisions with the information we have available to us. This principle makes perfect sense, but it…

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There was a period of 5 years when I did not go to the dentist. I had a FEW “trouble spots” that needed to be fixed, and I decided to ignore the problem. The discomfort and expense were preventing me from doing what I needed to do. It was dumb. When I finally went, the…

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Recently, I watched the video below with professor Kenneth French (he’s one of the smartest finance minds in the world!). In the short video, he compares successfully timing the market to the idea of sports betting. To be successful in betting on a game, you cannot simply know which team is going to win or…

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When asked what my wife’s pet peeve is about me, she will quickly respond with “he wants to discuss our finances too often!” I THINK I’ve gotten better over the years, but I’ll have to ask again! I came up with a saying that I share with my clients…“In order to make money a non-issue,…

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I recently finished a fantastic book about eliminating hurry from your life. In it, the author used an analogy that I loved. Mostly because it had to do with running, but it applies here as well! The author likes to sit on his front porch early in the morning. Nearly every day, the same group…

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As the Paycheck Protection Program (PPP) enters the second round of funding, loan recipients should be considering a thoughtful approach to pursuing loan forgiveness. Although the loan forgiveness parameters are still being clarified, the key elements for forgiveness are discussed below. Have a plan for spending during the 8 week period. You will need to document…

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