80s

What should you do if you get a phone call from someone who knows your name, and maybe some other identifying information, and informs you that there appears to be some fraudulent transactions or issues with your bank or credit card or tax return? “Your account may have been compromised. Did you authorize a $5000…

The Answer: Connections. A Harvard study followed some 724 people over their lifetimes to answer the question: What makes us happy? As the study’s participants entered their retirement years, more and more of them communicated the difficulty of forming new and meaningful relationships outside of work. To maximize your happiness in retirement, I believe you…

I’ve been getting a lot questions from clients on if they should keep their funds in their portfolio or just take it out and put the funds into a bank CD (now paying 4-5%). To me, the question is all about time horizon. Stocks have a much higher expected return (around 10% over the long…

If you have friends or family that are over 50 and low-to-moderate income, pass on a tip to them: AARP Foundation Tax-Aide has nationwide, trained and IRS-certified volunteers who will prepare their 2022 tax return FREE of charge! I have been one of those volunteers for 6 years. Most of the taxpayers we serve are…

I’m reading a book right now that talks about Warren Buffett. Some say he is a great investor. Others say that perhaps he has just been extremely lucky. Or perhaps he is just an old investor (he’s been investing for a long time!). I think Buffett has a good bit of all three: Investment skill,…

Last week, our family took a trip for our kids’ winter break from school. On the long drive, I had the chance to listen to a podcast, The Just Enough Family. It details the rise and fall of Saul Steinberg, an American businessman that rose to great wealth by the age of 30 only to…

20 Second Advisor: Protect Yourself from Phishing Scams

20 Second Advisor: Key Driver For Retirement Happiness? An 85 year Harvard study provides a possible answer.

20 Second Advisor: Should I just put my money in bank CDs?

20 Second Advisor: Free Tax Preparation by AARP Foundation Tax-Aide!

20 Second Advisor: Age before beauty – how older investors can outperform higher return investments (hint: it’s time!).

20 Second Advisor: Keeping Up With The Steinbergs