Life Goals
20 Second Advisor: Your Time
Kind of related to the last blog post which challenged us to think about the long term purpose of our money, I challenge you to think about your TIME this holiday season. How are you spending your time each day? Are you allocating it to the things that are most dear and important to you?…
Read More20 Second Advisor: Are you working too much?
Americans working long hours are burning out. A recent study from Sleep Junkie found that working long hours may not necessarily lead to solving all of your problems. 3 big takeaways from the study: Time: Almost 4 in 5 said long hours cut into quality time with their children Health: 4 in 5 who worked…
Read More20 Second Advisor: Time to Refi?
Mortgage rates have dropped in the last month to the lowest rates since 2016 (see chart below). At the same time, many homeowners have seen their home value increase over the last few years. Now could be an advantageous time to refinance your mortgage to pay down debt, renovate your house, get rid of PMI,…
Read More2o Second Advisor: How does food affect how we feel?
Everything in your life is linked in some way. While we talk a lot about financial well-being, we also believe that your physical well-being is just as important. Consider a few of these simple points as you think about the food choices you are making on a daily basis: Eat foods rich in omega-3s (flaxseeds,…
Read More20 Second Advisor: Vacation Home – Rent or Buy?
It’s summer time. And that means vacations. Families feel the draw of buying a 2nd home while they’re on vacation. On the trip to Florida, couples may think, “Wouldn’t it be great if we had a beach house?” Before you dig into the financials of buying a 2nd home, here are the top non-financial questions…
Read More20 Second Advisor: You Can’t Control the Results
When it comes to your finances and investments, we often say “focus on what you can control.” I’m realizing how much this applies to the rest of life. We can not control the results! We can only control the activities that lead us in a particular direction! When we stop focusing on the results and…
Read More20 Second Advisor: Do you and your spouse agree on financial priorities?
At some point, you have probably heard one of us say, “stay the course.” Too often the philosophy is interpreted as “do nothing.” That is a shame because sometimes, “doing nothing” is exactly what you should do. Consider these points when the market headlines seem dire: There are two types of headlines: Market headlines and…
Read More20 Second Advisor: Market vs. Personal Headlines
At some point, you have probably heard one of us say, “stay the course.” Too often the philosophy is interpreted as “do nothing.” That is a shame because sometimes, “doing nothing” is exactly what you should do. Consider these points when the market headlines seem dire: There are two types of headlines: Market headlines and…
Read More20 Second Advisor: 5 ways to keep your brain sharp
Super agers are seniors who have cognitive abilities comparable to people decades younger. And a growing body of research suggests that we can all boost our odds of joining their ranks by tweaking our daily habits and rethinking our views on aging. Here are a few of them: Exercise regularly- critical to brain health; helps…
Read More20 Second Advisor: Here’s the prescription
As much as I love the internet and access to information, I recognize the potential harm that too much info can cause. Take, for example, a friend of mine, who was experiencing some troubling medical symptoms. Typing her symptoms into a search engine led to an evening of research and mounting consternation. By the end of…
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