20 second advisor

Financial insights and tips...all in 20 seconds

20 Second Advisor: Reducing Your 2023 Taxes

Now that the calendar year 2023 has passed, you’ve started on your taxes (or thought about it). If you’re like me, you would love to know any way you could lower your taxes. Depending on your situation, instead of paying more taxes, you might be eligible to contribute to your retirement accounts after December 31.…

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20 Second Advisor: 2024 investor.com Annual Awards

We are excited and humbled to share that we were selected by investor.com as one of the Best Financial Advisor Firms Serving Everyday Americans! The investor.com Annual Awards were created to recognize the best financial advisor firms, credit cards, banking services, and stock trading tools in the U.S. Their experts spent more than 6 months…

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20 Second Adviser: 2023 Tax Forms and Timeframes

As you begin to prepare your taxes for 2023, please make sure you have everything you need. Remember that you will probably receive 2 tax forms for your accounts: TD Ameritrade will provide tax forms for transactions through early September (Labor Day), and Schwab will provide tax forms for transactions for the rest of 2023.…

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20 Second Advisor: Stepping Over Dollars to Pick Up Pennies

Every penny definitely counts, especially when it comes to college expenses (our own or our children’s!). You’ve heard from me before about the government’s three month delay in opening the 2024 FAFSA (Free Application for Federal Student Aid). The form is finally live, but on Jan. 30th the U.S. Department of Education announced another delay;…

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20 Second Advisor: Meet our newest advisor – Bradford Gilliam

Each and every day we are grateful that we get to wake up and serve clients to help them lead intentional financial lives. As clients continue to refer us to their friends, family and coworkers, our firm continues to experience robust organic growth. To help accommodate new clients and provide excellent service, we have brought…

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20 Second Advisor: Congrats to Melinda Tyrrell!

Last week, our very own, Melinda Setchell, got married! She will now go by the name Melinda Tyrrell and her new email is mtyrrell@verisail.com. Please congratulate her if you get the chance! Melinda’s recent wedding and name change got me thinking about the various documents that may need to be updated. Here are a few…

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20 Second Advisor: 2024 Retirement Contribution Limits

I know this may be boring stuff, but it’s good to know and maybe it will challenge how much you save this year! Here are the maximum amounts you can save into some common retirement plans in 2024. Go ahead and increase your contribution! Cheers to 2024, and let us know if we can help…

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20 Second Advisor: Lesser Goals and Sugar

Melinda posted a very inspirational piece last week on resolving to challenge yourself for your 2024 goals. And I hope our clients are motivated to do achieve something great in 2024! My resolution story, sadly, is not about greatness, although I feel it is a challenge for me. My personal weakness recently is sugar. I…

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20 Second Advisor: Resolve to Challenge Yourself!

It’s that time of year again! Surrounded by delicious holiday leftovers, generous gifts unwrapped and a little extra down time, we can pause and reflect on the new chapter that will unfold in 2024.  Have you made resolutions in the past that have fallen short of their goals? Who hasn’t? Yet this season of holiday…

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