by Bradford Gilliam | Jun 11, 2026 | 50s, 60s, Purchases
While booking a hotel for an upcoming trip, I was reminded that most of our credit cards and memberships provide us with discount opportunities to save on activities we were already going to do. Once I went down the rabbit hole for this small trip, I ended up saving a...
by Tracie Handberg | Jan 22, 2026 | 40s, 50s, 60s, 70s, Financial Planning
Having a retirement plan is key to seeing whether you should be saving more, cutting your expenses, or whether it’s time to give yourself grace to spend or give more. Despite what you might hear about average values of retirement portfolios for a particular age range,...
by Melinda Tyrrell | Sep 9, 2025 | 20s, 30s, 40s, 50s, 60s, Adult Children, Debt, Purchases
Being normal isn’t necessarily a great thing. Being normal in today’s society means being in debt, spending more than you make, and often trading your future security for today’s fun. A new normal is emerging in our culture. Sports betting in America is a...
by Tracie Handberg | May 16, 2025 | 60s, 70s, Financial Planning, Investments, Retirement, Taxes
Having a portion of your investments in a Roth IRA or Roth 401k gives you a lot of flexibility for future cash needs, plus you never pay taxes on the growth or distributions ever again! As an added bonus, your heirs could also save on taxes. Roth conversions can be a...
by Thad Gilliam | Aug 21, 2024 | 20s, 30s, 40s, 50s, 60s, 70s, Retirement
Have you ever wondered what your Social Security benefit payments will be during retirement? Years ago, the Social Security Administration (SSA) mailed an annual statement to everyone, so that US citizens would have an idea of their benefits. Now, for budget reasons,...
by Melinda Tyrrell | Jun 2, 2024 | 20s, 30s, 40s, 50s, 60s, 70s, 80s, Budget, Debt, Young Families
Looking for a higher rate of return on your money? The answer might not be in your HYSA (High Yield Savings Account). Want a sure rate of return that blows those bank rates out of the water? The answer may surprise you – pay off your debt! While we all...
