I am taking guitar lessons. It’s been a goal of mine for a while, and I realized I needed the face to face instruction and accountability to give myself the best chance of success. My instructor keeps telling me…”I’d rather you practice 15 minutes a day than ONLY 2 hours on Saturday!” This made me…

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Some income-oriented investors are attracted to dividends because they view these stocks as less risky, and perhaps more stable. While dividends are one way to generate income, they are not the only way to produce cash, and investors should be aware of the potential tradeoffs that accompany a focus on dividends. For example, prioritizing dividends…

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I just finished reading a fascinating excerpt from the book “The Psychology of Money.” In the article, the author, Morgan Housel, lays out the argument that the skills needed to gain vast sums of money are very different than the skills needed to retain and protect wealth. Specifically, Housel says: Capitalism is hard. But part…

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Many investors are concerned with the effect of election results. Do past results suggest a useful strategy to deal with election-year uncertainty? The answer is yes. For the 96-year period ending in 2021, the S&P 500 Index (with dividends reinvested) posted an average return of 12.33% for all calendar years and results were negative in…

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