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Raise your hand if you have ever felt being pulled in a thousand different directions? (I am raising my hand right now.) Sometimes, I wonder when it will slow down. I often tell myself, “just get to next month and things will settle down.” While this may hold true, if we aren’t intentional with how…

A couple of weeks ago, the cryptocurrency market tanked to about $900 billion from a high of $1.1 trillion after a more than 100% surge over the past month. This is just the most recent example highlighting its volatile nature. Remember, it wasn’t that long ago when it crashed 80% by the end of 2018.…

I love the chart below because it highlights the uncommon average return of the US stock market. Since 1926, it has returned 10% a year on average, but the road to 10% has been bumpy. Returns in any given year have ranged from as high as 54% to as low as -43%. In fact, the…

I met with someone recently who said “hiring a personal trainer has been a game changer, because I don’t have to create the workouts”! Sometimes, in order to make progress, we need a 3rd party to lighten the load and hold us accountable. I’m a big advocate for healthy living. In my opinion, healthy living…

As we brace for the impact of COVID-19 and await policy interventions, here are a few considerations to keep in mind to stay financially resilient: Budget– revisit your budget and see if you can trim expenses in certain areas. It’s one of the most useful and essential steps during difficult times Service providers– reach out…

I read a great article about the coronavirus that helps put it into perspective. Here are some of the main talking points: There are 79,331 cases worldwide, all but 2,069 are in China (as of Monday February 24th 2,595 deaths in China and 23 elsewhere in the world Death rate is around 1 % or…

As we celebrate the 4th of July this week, please enjoy the hamburgers and hotdogs, the fireworks, and, yes, the ability to create wealth in United States. The Declaration of Independence argues that all people are entitled to “Life, Liberty, and the Pursuit of Happiness.” The United States provides an incredible place for citizens to…

A lot of taxpayers will see their taxes drop as a result of the tax law passed in 2018. However, some families will see an increase in taxes. One of the main triggers for a tax increase is the new cap on the state and local tax (SALT) deduction. Previously, families could deduct an unlimited…