I’m a firm believer that investments should have expected future cash flow. True investors should “expect” to be compensated for delaying gratification and taking risk (ie uncertainty). If an “investment” doesn’t have future expected cash flow, it is not an investment. Rather, it is a speculative guess. These speculative guesses are based purely on the…

Read More

Facebook’s stock declined by more than 20% in trading on Thursday this week. A stock’s price can seem random at times, but (hopefully) it aligns with the underlying financials over time. Unfortunately, a lot of investors don’t actually understand what they’re buying when they purchase stock. By this I mean a lot of people buy…

Read More

Raise your hand if you have ever felt being pulled in a thousand different directions? (I am raising my hand right now.) Sometimes, I wonder when it will slow down. I often tell myself, “just get to next month and things will settle down.” While this may hold true, if we aren’t intentional with how…

Read More

A couple of weeks ago, the cryptocurrency market tanked to about $900 billion from a high of $1.1 trillion after a more than 100% surge over the past month. This is just the most recent example highlighting its volatile nature. Remember, it wasn’t that long ago when it crashed 80% by the end of 2018.…

Read More