As we celebrate the 4th of July this week, please enjoy the hamburgers and hotdogs, the fireworks, and, yes, the ability to create wealth in United States. The Declaration of Independence argues that all people are entitled to “Life, Liberty, and the Pursuit of Happiness.” The United States provides an incredible place for citizens to…

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Markets are unpredictable.  Part of being a long term investor is bearing the uncertainty of the market.  Will it go up this year?  Or down? Study after study shows* that most DIY investors make poor market timing decisions.  When markets go down, people get antsy.  It’s HARD to see your assets go down in value. …

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2 years ago, my wife and I moved from the city out to the suburbs. Our desire was to live in a walkable community with friends and family and have access to some good restaurants and amenities. According to research from Zillow, almost half of millennial homeowners live in the suburbs. While millennials might have…

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