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Verisail Partners

Risk Management

20 Second Advisor: Why you should diversify globally

We all know that US stocks have significantly outperformed international stocks in recent years. Because of this and the fact that many US based multinationals are major players in the world economy, many clients have asked whether international diversification is unnecessary. Not at all. A few reasons to continue investing internationally: International stocks represent about…

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20 Second Advisor: Cash = Insurance

A basic step in almost any financial plan is to save cash and hold it in a savings account for an emergency. I think we would all agree this is a good idea. This is a form of insurance. We pay money for life, health and disability insurance. These COST us money. Holding cash in…

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You received an inheritance, now what?

Research shows the average inheritance is spent within five years. As an advisor at Verisail, I have seen both sides of the coin. Some of my clients have done a great job at continuing to live their lives as if the inheritance wasn’t even there. I have witnessed other clients unwisely spend a significant portion…

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How to Cover Your Bases If You Have Kids

Life insurance. Generally you only need life insurance once someone is depending on your future income. If you plan to have kids, you should start thinking about the situation your survivors would be in if you passed earlier than expected. Life insurance can help pay off your mortgage or other debt, as well as provide…

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