by Tracie Handberg | Jan 22, 2026 | 40s, 50s, 60s, 70s, Financial Planning
Having a retirement plan is key to seeing whether you should be saving more, cutting your expenses, or whether it’s time to give yourself grace to spend or give more. Despite what you might hear about average values of retirement portfolios for a particular age range,...
by Tracie Handberg | Aug 6, 2025 | 70s, 80s, Giving, Taxes
Many of our clients enjoy donating their time, talents and money to charitable organizations, and we love to support our clients’ charitable efforts. If you are contributing financially to charities, here are a couple of good ways to do so that we would be happy to...
by Tracie Handberg | May 16, 2025 | 60s, 70s, Financial Planning, Investments, Retirement, Taxes
Having a portion of your investments in a Roth IRA or Roth 401k gives you a lot of flexibility for future cash needs, plus you never pay taxes on the growth or distributions ever again! As an added bonus, your heirs could also save on taxes. Roth conversions can be a...
by Thad Gilliam | Aug 21, 2024 | 20s, 30s, 40s, 50s, 60s, 70s, Retirement
Have you ever wondered what your Social Security benefit payments will be during retirement? Years ago, the Social Security Administration (SSA) mailed an annual statement to everyone, so that US citizens would have an idea of their benefits. Now, for budget reasons,...
by Melinda Tyrrell | Jun 2, 2024 | 20s, 30s, 40s, 50s, 60s, 70s, 80s, Budget, Debt, Young Families
Looking for a higher rate of return on your money? The answer might not be in your HYSA (High Yield Savings Account). Want a sure rate of return that blows those bank rates out of the water? The answer may surprise you – pay off your debt! While we all...
by Melinda Tyrrell | Oct 20, 2023 | 20s, 30s, 40s, 50s, 60s, 70s, 80s, Financial Planning, Inspirational
My dad has a wonderful saying that your “sphere of concern and your sphere of influence” should be the same size. When outside forces knock you off track or sideline you with fear, uncertainty or worry, it helps to control the controllable factors in your...
