by Melinda Tyrrell | Sep 9, 2025 | 20s, 30s, 40s, 50s, 60s, Adult Children, Debt, Purchases
Being normal isn’t necessarily a great thing. Being normal in today’s society means being in debt, spending more than you make, and often trading your future security for today’s fun. A new normal is emerging in our culture. Sports betting in America is a...
by Melinda Tyrrell | Aug 27, 2024 | 20s, 30s, 40s, 50s, Budget, Debt, Young Families
The school buses are back on the roads, traffic is tremendous and the schedules are full! Those lazy days of summer are a distant memory as sports, clubs and all hosts of activities start to ramp up. While getting our families to the next scheduled event may take up...
by Thad Gilliam | Aug 21, 2024 | 20s, 30s, 40s, 50s, 60s, 70s, Retirement
Have you ever wondered what your Social Security benefit payments will be during retirement? Years ago, the Social Security Administration (SSA) mailed an annual statement to everyone, so that US citizens would have an idea of their benefits. Now, for budget reasons,...
by Tracie Handberg | Jul 26, 2024 | 20s, Debt, Financial Planning, Saving
Now that credit card interest rates are higher than ever, with rates averaging 21% – 28%, it’s a good time to make sure that young adults and older teens in your life get some basic guidance and tips that can make a huge difference in their future financial...
by Melinda Tyrrell | Jun 2, 2024 | 20s, 30s, 40s, 50s, 60s, 70s, 80s, Budget, Debt, Young Families
Looking for a higher rate of return on your money? The answer might not be in your HYSA (High Yield Savings Account). Want a sure rate of return that blows those bank rates out of the water? The answer may surprise you – pay off your debt! While we all...
by Tracie Handberg | May 2, 2024 | 20s, 30s, Budget
Another baby bird out of the nest! My son is graduating from college this weekend, and he will be moving into his first apartment in another city for his first fulltime job. It was a super fun honor for me to be invited to his apartment shopping day last month. But...