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20 Second Advisor: Betting Your Future

20 Second Advisor: Betting Your Future

by Melinda Tyrrell | Sep 9, 2025 | 20s, 30s, 40s, 50s, 60s, Adult Children, Debt, Purchases

Being normal isn’t necessarily a great thing. Being normal in today’s society means being in debt, spending more than you make, and often trading your future security for today’s fun.  A new normal is emerging in our culture. Sports betting in America is a...
20 Second Advisor: Back to Busy!

20 Second Advisor: Back to Busy!

by Melinda Tyrrell | Aug 27, 2024 | 20s, 30s, 40s, 50s, Budget, Debt, Young Families

The school buses are back on the roads, traffic is tremendous and the schedules are full! Those lazy days of summer are a distant memory as sports, clubs and all hosts of activities start to ramp up. While getting our families to the next scheduled event may take up...
20 Second Advisor: What are my Social Security benefits projected to be?

20 Second Advisor: What are my Social Security benefits projected to be?

by Thad Gilliam | Aug 21, 2024 | 20s, 30s, 40s, 50s, 60s, 70s, Retirement

Have you ever wondered what your Social Security benefit payments will be during retirement? Years ago, the Social Security Administration (SSA) mailed an annual statement to everyone, so that US citizens would have an idea of their benefits. Now, for budget reasons,...
20 Second Advisor: Getting Young Adults on the Right Path with Credit Cards and Credit Scores

20 Second Advisor: Getting Young Adults on the Right Path with Credit Cards and Credit Scores

by Tracie Handberg | Jul 26, 2024 | 20s, Debt, Financial Planning, Saving

Now that credit card interest rates are higher than ever, with rates averaging 21% – 28%, it’s a good time to make sure that young adults and older teens in your life get some basic guidance and tips that can make a huge difference in their future financial...
20 Second Advisor: Let Your Money Work Harder For You!

20 Second Advisor: Let Your Money Work Harder For You!

by Melinda Tyrrell | Jun 2, 2024 | 20s, 30s, 40s, 50s, 60s, 70s, 80s, Budget, Debt, Young Families

Looking for a higher rate of return on your money? The answer might not be in your HYSA (High Yield Savings Account). Want a sure rate of return that blows those bank rates out of the water? The answer may surprise you – pay off your debt!  While we all...
20 Second Advisor: “I’m OK with cockroaches, but not with roommates”

20 Second Advisor: “I’m OK with cockroaches, but not with roommates”

by Tracie Handberg | May 2, 2024 | 20s, 30s, Budget

Another baby bird out of the nest! My son is graduating from college this weekend, and he will be moving into his first apartment in another city for his first fulltime job. It was a super fun honor for me to be invited to his apartment shopping day last month. But...
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