by Tracie Handberg | Jan 22, 2026 | 40s, 50s, 60s, 70s, Financial Planning
Having a retirement plan is key to seeing whether you should be saving more, cutting your expenses, or whether it’s time to give yourself grace to spend or give more. Despite what you might hear about average values of retirement portfolios for a particular age range,...
by Melinda Tyrrell | Sep 9, 2025 | 20s, 30s, 40s, 50s, 60s, Adult Children, Debt, Purchases
Being normal isn’t necessarily a great thing. Being normal in today’s society means being in debt, spending more than you make, and often trading your future security for today’s fun. A new normal is emerging in our culture. Sports betting in America is a...
by Melinda Tyrrell | Aug 27, 2024 | 20s, 30s, 40s, 50s, Budget, Debt, Young Families
The school buses are back on the roads, traffic is tremendous and the schedules are full! Those lazy days of summer are a distant memory as sports, clubs and all hosts of activities start to ramp up. While getting our families to the next scheduled event may take up...
by Thad Gilliam | Aug 21, 2024 | 20s, 30s, 40s, 50s, 60s, 70s, Retirement
Have you ever wondered what your Social Security benefit payments will be during retirement? Years ago, the Social Security Administration (SSA) mailed an annual statement to everyone, so that US citizens would have an idea of their benefits. Now, for budget reasons,...
by Melinda Tyrrell | Jun 2, 2024 | 20s, 30s, 40s, 50s, 60s, 70s, 80s, Budget, Debt, Young Families
Looking for a higher rate of return on your money? The answer might not be in your HYSA (High Yield Savings Account). Want a sure rate of return that blows those bank rates out of the water? The answer may surprise you – pay off your debt! While we all...
by Melinda Tyrrell | Feb 2, 2024 | 20s, 30s, 40s, 50s, Budget, Debt, Education Planning
Every penny definitely counts, especially when it comes to college expenses (our own or our children’s!). You’ve heard from me before about the government’s three month delay in opening the 2024 FAFSA (Free Application for Federal Student Aid). The form is finally...
