by Melinda Tyrrell | Feb 2, 2024 | 20s, 30s, 40s, 50s, Budget, Debt, Education Planning
Every penny definitely counts, especially when it comes to college expenses (our own or our children’s!). You’ve heard from me before about the government’s three month delay in opening the 2024 FAFSA (Free Application for Federal Student Aid). The form is finally...
by Melinda Tyrrell | Oct 20, 2023 | 20s, 30s, 40s, 50s, 60s, 70s, 80s, Financial Planning, Inspirational
My dad has a wonderful saying that your “sphere of concern and your sphere of influence” should be the same size. When outside forces knock you off track or sideline you with fear, uncertainty or worry, it helps to control the controllable factors in your...
by Thad Gilliam | Sep 7, 2023 | 20s, 30s, 40s, 50s, 60s, 70s
Morningstar publishes an annual “Mind the Gap” study to show the difference between the returns delivered by all funds and ETFs versus the returns actually realized to investors’ accounts. So, for the 10 years ending Dec. 31, 2022, all funds put...
by Tracie Handberg | May 4, 2023 | 20s, 30s, 40s, 50s, 60s, Budget
Good news: There’s a wedding on the horizon! Our daughter got engaged in December to a wonderful young man, and my husband and I are excited to have him join our family. Bad news: Uh, there’s a wedding on the horizon! It will involve lots of finances and planning,...
by Thad Gilliam | Feb 13, 2023 | 20s, 30s, 40s, 50s, 60s, 70s, 80s, Inspirational, Interesting, Investments, Retirement
I’m reading a book right now that talks about Warren Buffett. Some say he is a great investor. Others say that perhaps he has just been extremely lucky. Or perhaps he is just an old investor (he’s been investing for a long time!). I think Buffett has a...
by Thad Gilliam | Jan 4, 2023 | 20s, 30s, 40s, 50s, 60s, 70s, Budget, Financial Planning, Life Goals, Retirement, Saving, Young Families
It’s that time of year when we clean out the junk in our house, take stock of where we are, and maybe make a few goals and plans for the coming year! I love to plan, but I’ve learned that nothing happens by accident. The best way to move incrementally...
