Markets are unpredictable.  Part of being a long term investor is bearing the uncertainty of the market.  Will it go up this year?  Or down? Study after study shows* that most DIY investors make poor market timing decisions.  When markets go down, people get antsy.  It’s HARD to see your assets go down in value. …

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In a perfect world, everyone would be on track for their retirement goals. More often than not, people are usually playing “catch up” in their 50s and 60s to realize their retirement goals (working less/not all all, traveling, buying a vacation home, etc.). Here’s a quick breakdown of “6 Last-Minute Retirement Planning Strategies”¹. Save Like…

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