We don’t always know what surprises life is going to throw at us. I’m not talking about life’s good surprises, but the ones where your washing machine starts to sound like it’s going to launch into orbit, your car starts making an awful squealing noise, or when you realize its that time of year to…

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Every penny definitely counts, especially when it comes to college expenses (our own or our children’s!). You’ve heard from me before about the government’s three month delay in opening the 2024 FAFSA (Free Application for Federal Student Aid). The form is finally live, but on Jan. 30th the U.S. Department of Education announced another delay;…

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Gratitude is a word we all hear in November. We are so grateful for family and friends and the ability to come together to celebrate the holidays. We are grateful for our health and jobs, our hobbies and relationships. The list is endless of what we are grateful for, but did you know that the…

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