Budget
A credit score overhaul
A new credit score formula will be rolled out this fall that will track borrowing behavior over time rather than relying on a snapshot of your credit usage. You can read more HERE
Read MoreRetirement mistakes to avoid in your 20s and 30s
Are you a millennial? Retirement is probably the last thing you are thinking about. People in their 20s and 30s “go through more life transitions than at any other age – you’re getting out of college, you’re graduating, you’re getting a job, you’re changing jobs, maybe you’re starting a business, you’re getting married, you…
Read MoreBudgeting Trick That’s Easy To Implement
Let’s face it. Budgeting is hard. We sit down and make a budget on paper, but few people actually EVER follow the budget. To me, the key to making a budget that’s sustainable is that is has to be easy, but also holds us accountable. There are 100 different budgeting strategies and systems out there…
Read MoreLifestyle Creep: The Ultimate Adversary To Building Wealth
The key to building wealth is really quite simple. Live within your means, save and invest 10-20% of your earnings, and repeat that process for 30-40 years. If you can do those few things, you WILL be wealthy. Unfortunately, so many families struggle to accomplish this. The biggest hurdle to building wealth is what I call…
Read MoreVerisail’s Secret Revealed. Step 2- Spend less than you earn
“The art of living easily as to money is to pitch your scale of living one degree below your means.” –Sir Henry Taylor We all want our lives to be great. We have goals, dreams, and ideas for how our future should look. Last week, we outlined the first step…Dream. After you’ve outlined…
Read MoreSaving in your 30’s
In your 30s, you start feeling like an adult. You may be married and have a family by now. You may be starting to really hit your stride career wise. Or you are considering buying a house or starting a business. With all of these new responsibilities, it is critical to have a structured game…
Read MoreSaving in your 20’s
The trouble with investing in your 20s is that you are experiencing so much change in a rather compressed amount of time. You are starting your career, getting married, having kids, etc. Despite the difficulty, your 20s are a crucial stage when you probably have more control over your cash flow than you will later…
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