Regular maintenance is required if you want it to thrive! Sure, you can ignore it and it may produce some fruit, but it won’t flourish! Here are a few things we’ve had to do: Cut “suckers” from plants Pull weeds that hog precious water and nutrientsWater as needed It’s amazing how much this applies to…
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For many American families with children, the Treasury Department started depositing money into their bank account starting in July. What is this new money? Well, the American Rescue Plan (passed earlier this year) expanded the child tax credit from $2000 per child* to either $3,600 (for kids under 6) or $3000 (for kids over age…
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ESG investing is gaining traction, and it’s no wonder. Research increasingly shows that this investing method can reduce portfolio risk, generate competitive investment returns, and help investors feel good about the stocks that they own. But first, what is it? In short, ESG investing is the consideration of Environmental, Social and Governance factors alongside financial factors…
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As mentioned in my previous post, it’s amazing how many principles transfer from the garden to life / money. Here’s another one: It’s good to struggle! When you plant a garden, the tendency is to OVERwater your plants. In fact, one of the most common reasons plants die is due to overwatering! You see, plants…
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It’s in the news: “Inflation is on the rise!” So what? We haven’t had high inflation in a long time. If we experience short-term inflation related to COVID supply chain issues, that’s not too bad. If we experience long-term inflation and price increases are “here to stay” for a while, then investors should make sure…
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With US stocks outperforming non-US stocks in recent years, some investors have again turned their attention towards the role that global diversification plays in their portfolios. While non-US equities have recently delivered disappointing results, it is important to remember that investing globally provides valuable diversification benefits. Have a look at the chart below. We see…
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We started a garden this year, and it’s been extremely rewarding and fun! There are numerous principles observed in the garden that apply to our finances. Here’s a big one: It is all about the soil! It’s tempting and seemingly more fun to focus on the end product (fruit / vegetables from the garden or…
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Today I was shopping for a plane ticket I need to buy for an upcoming trip. Since the trip is several months away and the dates are flexible, I was playing with the dates a bit to get the best price. Based on demand, some flights are more expensive than others. Do you need to…
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I’ll be the first to tell you that cryptocurrencies are exciting. While it is exciting to see its sharp rise in popularity, it is important to understand whether it has a role in a diversified portfolio. Putting aside squabbles over the future value of bitcoin or other cryptocurrencies, here are a few issues you should…
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