20 second advisor

Financial insights and tips...all in 20 seconds

20 Second Advisor: Just leave it alone

Many investors are concerned with the effect of election results. Do past results suggest a useful strategy to deal with election-year uncertainty? The answer is yes. For the 96-year period ending in 2021, the S&P 500 Index (with dividends reinvested) posted an average return of 12.33% for all calendar years and results were negative in…

Read More

20 Second Advisor: Have you filled out the FAFSA yet?

Do you have kids in high school, college or grad school? Have you filled out the FAFSA yet? FAFSA is the government’s “Free Application for Federal Student Aid” (fafsa.gov). It is a yearly application, and should be first filled out starting October 1 of their Senior year in high school, using parent and child assets…

Read More

20 Second Advisor: The cost of trying to time the market

On Thursday November 10, stocks mounted their biggest one-day rally since 2020. The S&P jumped 5.54% in a single day! The Nasdaq surged 7.35%! The impact of being out of the market for a short time can be profound, as shown by this hypothetical investment in the stocks that make up the Russell 3000 Index,…

Read More

20 Second Advisor: Is your estate plan up to date?

Estate planning is not the most exciting financial topic to tackle, but it’s really important! Here’s why: Here are a few of the major decisions you’ll need to think through (we recommend that you use an estate attorney): So, is your estate plan up to date? Let us know if you need help!

Read More

20 Second Advisor: 14% in a month (or musings about market bottoms)

I’ve often written about the dangers of timing the market. See this article for how I liken it to catching a falling knife. In that post, I describe how investors who get out (often near the bottom) may miss out on the substantial returns that have historically occurred after a market bottom. It’s worth asking:…

Read More

20 Second Advisor: Lessons learned from training for a race

Over the past few months, I have been training to run across the Grand Canyon and back. Many know this trail run as Rim to Rim to Rim. Over the summer, I mapped out a training plan consisting of maintenance runs, long runs, hill repeats, and everything in between. As some of you may know,…

Read More

20 Second Advisor: 5th academic tied to Dimensional receives Nobel Prize

We seek to utilize the very best solutions for our clients! As you might know, we use Dimensional Fund Advisors’ (DFA) investment funds to help build our portfolios. They do everything with excellence. To that end, Douglas Diamond, DFA’s lead independent director of the boards of the firm’s US Mutual Funds and ETFs, was recently…

Read More

20 Second Advisor: Catching a falling knife (or why you don’t want to sell out in this market).

I often tell people that timing the market is akin to trying to catch a falling knife. You might get lucky and grab the falling knife on the handle. Or you might get unlucky – grab the knife on the blade and end up in the hospital. In a nutshell, we know that the market…

Read More

20 Second Advisor: Don’t forget about investing globally

The US stock market is the biggest in the world, but investors who ignore other globalmarkets may miss out on a wealth of opportunity. Roughly 18,500 companies trade outside the US; this represents nearly 40% ofthe world’s $88 trillion equity market. When determining where to invest, a country’s size, population, or gross domestic productmay not…

Read More