20 second advisor

Financial insights and tips...all in 20 seconds

20 Second Advisor: Mother’s Day

There is a war going on, the stock market is down, and many people are facing very difficult things. It could do us all some good to take a moment to appreciate the moms in our life! It’s my opinion that moms have one of the hardest and most underappreciated jobs on the planet. In…

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20 Second Advisor: Are negative years normal?

This past quarter has been a tough time to be in an investor. In the first quarter of 2022, all major asset classes had negative returns. See here for a recap of Q1 2022 returns. However, during the last 13 years (2009-2021), US stock returns have been pretty good – the S&P 500 had positive…

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20 Second Advisor: Who is your guide?

Yesterday, team Verisail went fly fishing with a guide. It was a great day to be outdoors and on the water. None of us are experts in the world of fly fishing, but we had a great experience. Much of our experience could be attributed to our guide. As I went to bed last night,…

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20 Second Advisor: Let Go To Thrive

Dr. Gio Valiante is regarded as one of the most successful performance coaches in the world. He helps professional athletes and high performers conquer the mental game. I recently listened to an investment podcast where he was the guest. It was fantastic! Here is a quick summary of my key takeaways: We assign more weight…

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20 Second Advisor: Fed Rate Hike- What it means for you

Inflation is at a 40-year high. Just last week, the Fed raised its benchmark rate .25%. In theory, the rate hike increases a number of borrowing costs, which slows demand for goods and taps the brakes on inflation. The Fed has indicated that further rate hikes are in store. If we continue to see further…

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20 Second Advisor: What is work / life balance?

Stephen Covey said “The key is not to prioritize what’s on your schedule, but to schedule your priorities.” I love this, and it’s been impacting my calendar for years! At Verisail, we think it’s really important to be intentional about your work AND your life. If you simply “work to live” you may be dissatisfied…

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20 Second Advisor: Then & Now – Returns During WWII

The events in Ukraine over the last few weeks have left many of us speechless. We haven’t seen a land invasion of this kind in Europe since WWII. Many clients and investors are grappling with how to handle their investments given the conflict; many worry of the effects if the conflict broadens. Here are some…

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20 Second Advisor: How much exposure to Russia do you own?

As an investor, you may be wondering how much exposure to Russia do you own. We do have exposure to an emerging markets fund, specifically DFA Emerging Markets Core Equity Portfolio (DFCEX). Here are a couple bullet points related to this fund: As of 1/31/22, DFCEX held Russia at a weight of 0.92% while the…

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20 Second Advisor: Tax Season Tips

It’s tax season, and this one is shaping up to be more stressful than normal given how backed up the IRS is! Here are a few tips to consider: Double check your tax return before you file! You want to avoid any back and forth with the IRS given how long it’s taking them to…

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