20 second advisor

Financial insights and tips...all in 20 seconds

20 Second Advisor: What is work / life balance?

Stephen Covey said “The key is not to prioritize what’s on your schedule, but to schedule your priorities.” I love this, and it’s been impacting my calendar for years! At Verisail, we think it’s really important to be intentional about your work AND your life. If you simply “work to live” you may be dissatisfied…

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20 Second Advisor: Then & Now – Returns During WWII

The events in Ukraine over the last few weeks have left many of us speechless. We haven’t seen a land invasion of this kind in Europe since WWII. Many clients and investors are grappling with how to handle their investments given the conflict; many worry of the effects if the conflict broadens. Here are some…

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20 Second Advisor: How much exposure to Russia do you own?

As an investor, you may be wondering how much exposure to Russia do you own. We do have exposure to an emerging markets fund, specifically DFA Emerging Markets Core Equity Portfolio (DFCEX). Here are a couple bullet points related to this fund: As of 1/31/22, DFCEX held Russia at a weight of 0.92% while the…

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20 Second Advisor: Tax Season Tips

It’s tax season, and this one is shaping up to be more stressful than normal given how backed up the IRS is! Here are a few tips to consider: Double check your tax return before you file! You want to avoid any back and forth with the IRS given how long it’s taking them to…

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20 Second Advisor: Keeping Up With The Steinbergs

Last week, our family took a trip for our kids’ winter break from school. On the long drive, I had the chance to listen to a podcast, The Just Enough Family. It details the rise and fall of Saul Steinberg, an American businessman that rose to great wealth by the age of 30 only to…

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20 Second Advisor: Mortgage Rates hit a 2 year high

The rate on the 30-year fixed mortgage rose to 3.69%, up from 3.55% last week, according to Freddie Mac. That’s the highest point since the first week of January 2020 and well below the 2.73% it averaged a year ago. Just like the stock market, it is difficult to predict the future of rates. However,…

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20 Second Advisor: Are we about to crash?

Are we in a stock and real estate bubble? Maybe. There is a case to be made that we are, and the rough start to the year has people on edge. Does anyone know when or if the bubble will burst? No Does anyone know how long a potential downturn could last? No Does anyone…

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20 Second Advisor: Facebook & Value/Growth Valuations

Facebook’s stock declined by more than 20% in trading on Thursday this week. A stock’s price can seem random at times, but (hopefully) it aligns with the underlying financials over time. Unfortunately, a lot of investors don’t actually understand what they’re buying when they purchase stock. By this I mean a lot of people buy…

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20 Second Advisor: Dog Grooming and Market Efficiency

Just last week, I decided to get my dog groomed. Dog grooming is new to me….something that I am not familiar with. My first task was to do a google search, call several groomers in town, comparison shop, and then decide which one to go to. Side note: one of the groomers is super convenient…

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