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Verisail Partners

20 second advisor

Financial insights and tips...all in 20 seconds

20 Second Advisor: Budget considerations amid COVID-19

As we brace for the impact of COVID-19 and await policy interventions, here are a few considerations to keep in mind to stay financially resilient: Budget– revisit your budget and see if you can trim expenses in certain areas. It’s one of the most useful and essential steps during difficult timesService providers– reach out to…

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20 Second Advisor: We Are Here & Refinance

WE ARE HERE: Uncertainty surrounds the investment markets and our economy right now. We understand this is hard, and we want to be here in every possible way for our clients (and for anyone else who needs help). Thankfully, we can work anywhere we have internet. So, we are open for business and available if…

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20 Second Advisor: Coronavirus and the hysteria cont’d

I read a great article about the coronavirus that helps put it into perspective. Here are some of the main talking points: There are 79,331 cases worldwide, all but 2,069 are in China (as of Monday February 24th 2,595 deaths in China and 23 elsewhere in the world Death rate is around 1 % or…

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20 Second Advisor: Coronavirus and Investment Markets

NOTE: Given the topic, this post is slightly longer than 20 seconds 🙂 In light of the recent COVID-19 epidemic and it’s effect on some investment markets, we wanted to try and put it in perspective. First, let’s remember the doctors, patients, and families who are directly dealing with the virus. We encourage you to…

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20 Second Advisor: Why It’s Easy to Retire in GA.

Retiring takes a lot of hard work, saving, and discipline. However, if you chose to retire in Georgia, there are some great tax benefits that make the transition to retirement a little cheaper and easier. Here are the main benefits of retiring in GA: GA Retirement Income Exclusion: This allows GA taxpayers (age 65 and…

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20 Second Advisor: ETFs vs Mutual Funds

We have a lot of clients asking about the differences between ETFs and mutual funds (active and passive). Determining whether an ETF or mutual fund is better depends on your situation and what you are trying to accomplish. Here are a few key points to remember: ETFs are traded more like stocks, while mutual funds…

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20 Second Advisor: Beliefs Drive Decisions

Every one of us carries around a set of beliefs about how the world works. These beliefs drive our decisions. For example, we used to believe that the world was flat. Therefore, we didn’t venture very far offshore. Everything changed when we discovered that the world was round! This principle applies to our money as…

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20 Second Advisor: SECURE Act Means More Roth Conversions

The SECURE Act was recently enacted by Congress. There are several new rules pertaining to retirement such as new Required Minimum Distribution (RMD) ages, inherited IRA provisions, and accessing your IRA money for certain expenses. One of the planning opportunities that arises with the new law is potentially doing more Roth IRA conversions for retirees.…

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20 Second Advisor: Significant Retirement Savings Laws Changes are Coming in 2020

On December 20, the retirement savings bill, know as the SECURE Act, was signed into law by President Trump. Here are 5 key highlights: RMD Age: Required minimum distribution (RMD) age has been increased from 70 1/2 to 72 Contributions to traditional IRAs after age 70 1/2: the law ends the prohibition on contributing to…

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