by Tracie Handberg | Jan 22, 2026 | 40s, 50s, 60s, 70s, Financial Planning
Having a retirement plan is key to seeing whether you should be saving more, cutting your expenses, or whether it’s time to give yourself grace to spend or give more. Despite what you might hear about average values of retirement portfolios for a particular age range,...
by Tracie Handberg | Sep 17, 2025 | Financial Planning
It’s easy to focus on what has happened in the past and how that affects our present. Sometimes it’s been our choices – both good and bad — but most of the time life is full of circumstances beyond our control. Life is a windy road, full of good and bad luck....
by Tracie Handberg | Aug 6, 2025 | 70s, 80s, Giving, Taxes
Many of our clients enjoy donating their time, talents and money to charitable organizations, and we love to support our clients’ charitable efforts. If you are contributing financially to charities, here are a couple of good ways to do so that we would be happy to...
by Tracie Handberg | Jun 26, 2025 | Taxes
Even if you love where you live now and have no plans to move, there are a couple things to keep in mind to save you money down the road: Consider living in your home for at least 2 years in the past 5 years in order to qualify for the exclusion of gain. You can...
by Tracie Handberg | May 16, 2025 | 60s, 70s, Financial Planning, Investments, Retirement, Taxes
Having a portion of your investments in a Roth IRA or Roth 401k gives you a lot of flexibility for future cash needs, plus you never pay taxes on the growth or distributions ever again! As an added bonus, your heirs could also save on taxes. Roth conversions can be a...
