Caring for others may come naturally to you. You may have cared for your children as they’ve grown up, or helped your parents as they’ve gotten older. We spend countless portions of our lives investing in those we love. But when it comes to hard conversations, sometimes that isn’t so easy. End of life planning…

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Every penny definitely counts, especially when it comes to college expenses (our own or our children’s!). You’ve heard from me before about the government’s three month delay in opening the 2024 FAFSA (Free Application for Federal Student Aid). The form is finally live, but on Jan. 30th the U.S. Department of Education announced another delay;…

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It’s that time of year again! Surrounded by delicious holiday leftovers, generous gifts unwrapped and a little extra down time, we can pause and reflect on the new chapter that will unfold in 2024.  Have you made resolutions in the past that have fallen short of their goals? Who hasn’t? Yet this season of holiday…

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Gratitude is a word we all hear in November. We are so grateful for family and friends and the ability to come together to celebrate the holidays. We are grateful for our health and jobs, our hobbies and relationships. The list is endless of what we are grateful for, but did you know that the…

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My dad has a wonderful saying that your “sphere of concern and your sphere of influence” should be the same size. When outside forces knock you off track or sideline you with fear, uncertainty or worry, it helps to control the controllable factors in your life. Worried about the market? A consistent dollar cost averaging…

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Good things come to those who wait. At least that is what we are hoping for with the delay in FAFSA filing this year! The FAFSA (Free Application for Federal Student Aid) is undergoing modifications to make the financial aid form easier to complete and more generous to families in need. Each year families with…

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Our days are full! From work and family obligations to maintaining the house and the yard, we all have a never-ending list of “to-do’s” that fill up our day. It is so easy to get caught up in the hectic pace of life that we can look up and wonder, “Where did all the time…

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