Posts by Melinda Setchell
20 Second Advisor: Gratitude
Gratitude is a word we all hear in November. We are so grateful for family and friends and the ability to come together to celebrate the holidays. We are grateful for our health and jobs, our hobbies and relationships. The list is endless of what we are grateful for, but did you know that the…
Read More20 Second Advisor: Your Sphere of Influence
My dad has a wonderful saying that your “sphere of concern and your sphere of influence” should be the same size. When outside forces knock you off track or sideline you with fear, uncertainty or worry, it helps to control the controllable factors in your life. Worried about the market? A consistent dollar cost averaging…
Read More20 Second Advisor: Ready…Set…Wait!
Good things come to those who wait. At least that is what we are hoping for with the delay in FAFSA filing this year! The FAFSA (Free Application for Federal Student Aid) is undergoing modifications to make the financial aid form easier to complete and more generous to families in need. Each year families with…
Read More20 Second Advisor: Generational Wealth and Stewardship
The idea of a legacy is intriguing. Many of us feel a call to help provide for future generations or to leave our mark in the world in some lasting way. We strive to be good stewards of our blessings now so that we may not be a burden to others in the future and…
Read More20 Second Advisor: TD Ameritrade Transitions to Charles Schwab
We live in a world full of change. Each day we are met with new opportunities that can help us grow. Sometimes even the simplest of changes can be uncomfortable. To demonstrate this, try crossing your arms over your chest. Easy enough, right? Now uncross your arms and try crossing them in the opposite way. …
Read More20 Second Advisor: Dream Dates
Our days are full! From work and family obligations to maintaining the house and the yard, we all have a never-ending list of “to-do’s” that fill up our day. It is so easy to get caught up in the hectic pace of life that we can look up and wonder, “Where did all the time…
Read More20 Second Advisor: How to Not Break the Bank with Spring Break
Who doesn’t love a vacation? This cherished week to get away with family and friends can be a great time to rest and recharge before the final push towards summer. In the midst of travel accommodations, exciting outings and, of course, delicious meals, the total bill for this week can easily get out of hand. …
Read More20 Second Advisor: College Acceptance, Now What?
The inbox ignites with recognition of years of hard work – your child has been accepted into college! As college acceptance letters go out across the nation, many parents and students are struggling to decide how to pay for it all. With the cost of an undergraduate degree having risen 169% from 1980 to 2020*,…
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