Home mortgage rates were trending up for a while, but they have declined to a point where it may make sense to refinance to a lower interest rate or shorter loan term.

Current rates (subject to change):

  • 30 Year Conventional: 3.75%
  • 15 Year Conventional: 3.375%

It may make sense for you if:

  • Your interest rate is above 4%
  • You have been in your home for 10+ years
  • You have a goal to pay off your home quickly

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