Food for thought. Make sure that your savings goals are framed in a positive way, not negative.

“I will save to buy a home” is positive

“I will not spend money” is negative

Focusing on the positive takes pain away from spending less money. In this case, you set your sights on the joys of owning a home. That helps remind you about the “why” behind your savings as opposed to just focusing on the pain of not spending money in the present.

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