You are in your 20s. Oh the age where you just graduated from college, are starting to earn a paycheck, and living on your own. While the novelty and newfound freedom is fun, make sure to avoid these pitfalls in your 20s:

  • Spending more than you make
  • Using credit cards and not paying them off each month
  • Ignoring your student loans and paying the minimum
  • Not building an emergency fund
  • Living without a budget
  • Not having a financial plan
  • Not setting goals: both short and long term
  • Not taking advantage of your company’s 401(k) match

Tackle these in your 20s and you will be ahead of the curve! What else?

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