You are in your 20s. Oh the age where you just graduated from college, are starting to earn a paycheck, and living on your own. While the novelty and newfound freedom is fun, make sure to avoid these pitfalls in your 20s:

  • Spending more than you make
  • Using credit cards and not paying them off each month
  • Ignoring your student loans and paying the minimum
  • Not building an emergency fund
  • Living without a budget
  • Not having a financial plan
  • Not setting goals: both short and long term
  • Not taking advantage of your company’s 401(k) match

Tackle these in your 20s and you will be ahead of the curve! What else?

Posted in 20s, Debt, Financial Planning, Inspirational, Saving

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