Information to help you lead a smarter financial life.

Women & The Boston Marathon

Men and Women operating under “conviction” are a powerful force! Often times, this is when barriers are busted and limits are pushed. This is clearly seen when you consider women’s involvement in the Boston Marathon. The Boston Marathon was run this past Monday. It is arguably the most iconic marathon in the world. It seems…

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Are your advisor’s fees too high?

Most people have no idea how much they are paying their financial advisor. In a way, we believe this is a problem. Many times, the fees you “see” are only those easily spotted above the surface. There could be other fees you aren’t seeing. It should come as no surprise that we believe financial advisors…

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An interesting way to determine if you are saving enough

Fidelity recently put out this rule of thumb for how much people should have in retirement for every age.  It’s an interesting and easy way to make sure you are on track. Fidelity Retirement Rule of Thumb

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Verisail Core Investing Principles

I am going to keep this SIMPLE and STRAIGHTFORWARD. Yes, investment management can get very technical with sharpe ratios, alpha, beta, CAPM, efficient frontiers, etc. However, you do not need to go down these rabbit holes to be a successful investor.  In fact, we don’t even go down them. To be successful, we focus on 5…

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Don’t Stop Dreaming

When you were young, did you ever dream of being a mermaid?  Or perhaps, it was being a ninja?  Check out these vacation ideas that  can turn your childhood dreams into a reality! http://www.foxnews.com/travel/2017/04/05/vacation-ideas-for-turning-6-childhood-dreams-into-reality.html

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3 Things You Can Still Do To Lower Your Taxes for 2016

If you haven’t already filed your taxes, here are 3 easy things that you can still do to lower your tax bill for 2016: Contribute to an IRA: You can contribute up to April 18th, and have the contributions count as a “2016 contribution.”  This would lower your income taxes for 2016.  If you are…

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One Of Our Own Inspires Us

  We have been sharing inspiring and sometimes funny stories on Fridays. At Verisail, we want to think bigger than our business. We want to live inspired lives, driven by passion. One of our own, Thad Gilliam, is doing just that. He is partnering with 2 of his friends to put on their first running…

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IRA Required Minimum Distributions

Each year, we get questions about Required Minimum Distributions. We’ll call them RMDs from here on out. What are they? When do I have to start taking them? How much do I need to take? Can I keep contributing to my retirement accounts if I’m still working? Let’s address these questions. What is a Required…

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Verisail’s Secret Revealed. Step 6 – Tax Planning

Over the last few weeks, we have been revealing our financial planning process at a high level. We started with goal setting and have progressed through various topics such as budgeting, retirement, insurance, and estate planning.  Last week we talked about estate planning and the importance of ensuring that your assets pass to your heirs like you would have…

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