Information to help you lead a smarter financial life.

Damage from Hurricane Harvey: What you need to know

  After Hurricane Harvey made landfall this week, there are lots of people in Texas and the surrounding states with damage to their homes and property.  For most people, their house is a significant part of their overall net worth.  In light of these events, I asked Mike Sheehan, a licensed public adjuster, to write…

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Building A House – Lessons Learned (part 1)

Right now, my wife and I are building a house.  We are in the final stretch and getting anxious to move in!  Since a lot of people think about building or renovating a home, I’m going to do a few posts about the good, bad, and ugly of home building.  Hopefully, if you choose to…

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Do you have a bunch of stock that is hard to let go of?

I recently came across an interesting article in the Financial Planning magazine about the risks of holding on to concentrated stock positions.  It talks about how we tend to hold on to large holdings of a single stock for a variety of reasons, including a reluctance to sell a stock because it was inherited or keeping…

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Myths about Financial Advisors

Over the years as a financial advisor, I have heard many assumptions about a financial advisor’s role.  Here are a few myths about what a financial advisor at Verisail is: #1: An advisor should get you out of low-performing investments and into high-performing investments. Myth. An investment strategy that’s based on predicting which investment will…

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Hardship Is Beneficial?

We learn like crazy when things get hard. We grow when we overcome obstacles. We get stronger when we push our bodies outside of their comfort zone. Bottom line, struggle and hardship make us stronger! I don’t think many people would disagree with this principle. Yet, in our comfort addicted world, we avoid pain and…

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Going To The Dentist

Honestly, this is embarrassing, and it’s hard for me to share. But, it does an amazing job of explaining how most people feel about their finances so I have too. As of June of this year, it had been ~5 years since I stepped foot in a dental office. Before that, I was inconsistent at…

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Are you investing or speculating?

If you boil it down, there are really two primary schools of thought when it comes to managing money.  The first philosophy believes in these core principles: Philosophy 1 We can outguess the market Diversification is not a priority Concentrate in only our best ideas Trade frequently Charge higher fees to the end investor for…

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Inspiring Dad Video

In honor of Father’s Day last weekend, we wanted to share this great video. I saw it as a commercial and loved it. It was produced by TD Ameritrade, our investment custodian. Enjoy!  

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Greatest Pet Peeve About Your Spouse?

My wife and I were on a weekend couples trip last year for a running event I was participating in. We didn’t know the other couples very well so we began to get to know one another. Someone asked the question…”what is ONE pet peeve about your spouse?” Lovingly, my wife chimed right in and…

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