Information to help you lead a smarter financial life.

How do you define investment success?

Too often we compare the performance of our portfolios with a benchmark, such as the S&P 500 Index. We may think: The S&P 500 was up 10% last year, so why was my portfolio only up 6%? The S&P 500 may seem like a reasonable performance benchmark. After all, it’s the most widely discussed proxy…

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Bitcoin…What Is It and Should You Invest In It?

More and more people are asking about Bitcoin. If you haven’t heard of Bitcoin, it’s one type of Cryptocurrency. The first question people ask is What is Bitcoin? This article provides a straightforward explanation. Another question we get asked is “should I invest in it?” For the vast majority of you…NO! There is too much risk…

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How to Be Financially Thankful This Season

Thanksgiving was last week which means we have officially entered the Holiday season. Aren’t we supposed to feel good this time of year? Aren’t we supposed to be thankful for our family, friends, jobs, etc? Isn’t everything supposed to be right in the world? What does it mean to be financially thankful? I propose that…

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You received an inheritance, now what?

Research shows the average inheritance is spent within five years. As an advisor at Verisail, I have seen both sides of the coin. Some of my clients have done a great job at continuing to live their lives as if the inheritance wasn’t even there. I have witnessed other clients unwisely spend a significant portion…

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Why Don’t We Take Better Care Of Ourselves?

This is an article written by a friend of mine, Ann-Marie Giglio. Ann-Marie owns Core Matters, a fitness studio in Roswell, GA. I love her approach to fitness and nutrition. When I read this article, I immediately thought of the parallels between this and our finances. Often times, the barriers to making progress in our…

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You Are Already Managing Cash Flow…Why Not Be Intentional?

I do not care if you have a budget or not, you are already managing your cash flow. You have income coming in and you are spending some or all of that. A budget simply adds intentionality to your income and expenses. I don’t meet many people who enjoy creating and managing a budget. I…

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Sailing around the world: Step 1 – Plan

People that know me well know that I love to sail.  I love to sail on big boats and small boats.  I love to sail on lakes and in the ocean.  I am fascinated by sailing and love to go!  I have a life goal of sailing around the world.   BUT a circumnavigation takes time,…

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I am saving for a trip to Mars

Elon Musk, founder of Tesla, estimates it would cost around $200,000 to travel to Mars. The privatization of space travel means that this could become a reality. On March 30, his space exploration company, SpaceX made a breakthrough when it successfully launched and landed the first ever reusable orbital rocket, the Falcon 9. Refurbishing and re-launching…

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The Real Story Behind The Spartan In The Apple Watch Commercial

This is an excerpt from an article published by the Spartan Race Series. If you’ve hung around the Verisail team long enough, you know we love stories about people who push themselves physically and mentally… If you haven’t seen it yet, the new “Dear Apple” commercial for the Apple Watch Series 3 is well worth…

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