Information to help you lead a smarter financial life.

20 Second Advisor: Tale of Two Investors & Using Time to Enhance Wealth

What is the secret to having a great investment experience? A few key things come to mind.  One of the great secrets of investing is putting TIME on your side.  If you can save significantly when you are young, the powerful effects of compounding returns work in your favor.  More time = more wealth!  Let’s…

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20 Second Advisor: Midterm elections and what they mean for markets

While it can be easy to get distracted by month-to-month or even one-year returns, what really matters for long-term investors is how their wealth grows over longer periods of time. Exhibit 2 below says a lot. It shows the hypothetical growth of wealth for an investor who put $1 in the S&P 500 Index in January 1926.…

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20 Second Advisor: Frightfest Video

Watch this video to see what the stock market and Halloween have in common! *Returns quoted are based on the All Country World Index (ACWI) from November 1, 2016 – October 31, 2018

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20 Second Advisor: Time Heals All Investment Wounds (Sort Of)

You’ve heard the phrase, “Time heals all wounds.”  Normally, this is discussed in a relationship context; however, the phrase has A LOT of meaning when it comes to investments.  Check out the graph below.  People tend to look at short term movements in the stock market and feel like they need to make a change…

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20 Second Advisor: Are you planning on putting your child through college?

According to recent data published by the College Board, the annual cost of attending college in the US in 2017–2018 averaged $20,770 at public schools, plus an additional $15,650 if one is attending from out of state. At private schools, tuition and fees averaged $46,950. Here are some quick tips as you start thinking about…

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20 Second Advisor: Video – Big Firm Update

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20 Second Advisor: Do You Have Trouble Prioritizing Your Future? Be More Specific To Get Results.

Delaying gratification can be tough.  The things we want right now are SO tangible.  For immediate wants, you can vividly imagine taking that international trip next month, or renovating your bathroom this year, or just enjoying a night on the town. But it can be hard to prioritize future goals such as: Having flexibility in…

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20 Second Advisor: 6 Last-Minute Retirement Strategies

In a perfect world, everyone would be on track for their retirement goals. More often than not, people are usually playing “catch up” in their 50s and 60s to realize their retirement goals (working less/not all all, traveling, buying a vacation home, etc.). Here’s a quick breakdown of “6 Last-Minute Retirement Planning Strategies”¹. Save Like…

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20 Second Advisor: When is the best time to invest in the stock market?

The media would have you think there are dozens of reasons to buy into or sell out of the market, but what the hard data shows is that most of the time, you should stick to a long-term investment strategy. Here are a few nuggets of wisdom when it comes to investing: I (the advisor)…

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