Posts by Thad Gilliam, CFA, CFP®

Damage from Hurricane Harvey: What you need to know

  After Hurricane Harvey made landfall this week, there are lots of people in Texas and the surrounding states with damage to their homes and property.  For most people, their house is a significant part of their overall net worth.  In light of these events, I asked Mike Sheehan, a licensed public adjuster, to write…

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Retirees Have Less Satisfaction in Retirement

I thought this USA Today article was interesting.  It reviews a study that shows retirees are less satisfied today than they were in the past (1998-2012). A few key takeaways: 95% of retirees prefer to spend their money on experiences instead of things.  Money isn’t everything, but retirees with more money reported having more satisfaction in…

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Budgeting Trick That’s Easy To Implement

Let’s face it.  Budgeting is hard.  We sit down and make a budget on paper, but few people actually EVER follow the budget.  To me, the key to making a budget that’s sustainable is that is has to be easy, but also holds us accountable.  There are 100 different budgeting strategies and systems out there…

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The True Cost of DIY Investing: 3.52%

In all aspects of life, there are folks who believe that they can do things better and cheaper if they take the “Do-it-yourself” (DIY) approach.  Sometimes you can save money; however, the longer I live, the more I embrace specialization of labor.  Even if I can do certain tasks, hiring specialists usually means I have…

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Don’t Stop Dreaming

When you were young, did you ever dream of being a mermaid?  Or perhaps, it was being a ninja?  Check out these vacation ideas that  can turn your childhood dreams into a reality! http://www.foxnews.com/travel/2017/04/05/vacation-ideas-for-turning-6-childhood-dreams-into-reality.html

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